By submitting this form you agree that a licensed insurance agent employed with Medigap, Inc. may contact you regarding health and life insurance products and services including Medicare Advantage, Medicare Supplement and Prescription Drug plans by phone and/or email. You expressly consent to receive phone calls (including autodialed and/or pre-recorded calls) and email using automated technology at the phone number and email address you provided, even if it is a wireless number, regardless of whether you are on any Federal or state DNC (“Do Not Call”) and/or DNE (“Do Not Email”) list or registry. I understand that message and data rates may apply.
Online quotes may not be available for all Medicare Advantage, Medicare Supplement and Prescription Drug plans, but the licensed sales agent that will be discussing these plan options with you is contracted with various Medicare health or prescription drug plans that are not under the Federal government Medicare program. Submitting this form does NOT affect your current Medicare Part A and Part B enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plan.
Receiving quotes through our website and from our licensed agents is always free and you are under no obligation to purchase any goods or services as a result of this request. You may receive surveys of service, account updates or other special offers via email sent by Medigap, Inc. You may revoke your express consent at any time by contacting us via phone 1-877-336-1489 or email at firstname.lastname@example.org so that you may be placed on our do-not-call and/or our do-not-email list.
Please expect a call from our Licensed Insurance Agent after you've provided your contact information.
Private companies offer Medicare Supplement Insurance which helps beneficiaries to pay the health care costs which have not been paid by their Medicare Part A and Part B such as co-insurance, co-payments and deductibles.
Difference between Medicare Advantage Plan and Medicare Supplement Policy
A Medicare Advantage Plan administers your Medicare Part A and Part B benefits on behalf of the federal government, whereas a Medicare Supplement policy pays the coinsurance, copays, and deductibles while Medicare Part A and Part B benefits continue to be administered by the federal government.
Medicare Supplement Policies
- Beneficiary must have Medicare Part A and Part B
- In case you already have a Medicare Advantage Plan, you are eligible to apply for Medicare Supplement policies provided that you are able to leave your Medicare Advantage Plan before you start your Medicare Supplement policy
- You need to pay insurance premium to the private company for Medicare Supplement policy and it will be in addition to your Part B premium you usually submit for Medicare on monthly basis
- Only one person will be covered by a Medicare Supplement policy. For yourself and your spouse, both of you will have to apply for Medicare Supplement separately
- You are eligible to apply for Medicare Supplement policy from any insurance company that is working in your state and has a legal license to sell these types of policies.
- Insurance company is not allowed to cancel your Medicare Supplement policy as long as you’re paying monthly premiums timely.
Here are a few plans which are not Medicare Supplement:
- Medicare Advantage Plans such as PPO, Private Fee-for-Service and HMO
- Long term insurance policies
- Medicare Prescription Drug Plans
- Insurance plans provided by employers or unions
- Federal Health Benefits Program (FEHBP)
- Veterans’ Benefits
- Indian Health Service, Tribal, and Urban Indian Health plans